✨ 2026 Tax Season Live: Check average refund changes & claim all new self-employment credits.

Free Tax Refund & 1099 Self-Employment Calculator

Plan ahead for 2026. Calculate your taxable income, federal tax brackets, self-employment FICA taxes, and see the exact cash impact of your business write-offs.

1. Your Filing & Income Details

Income reported in Box 1 of your W-2.
Gross total from 1099-NEC, 1099-K, or direct client payments.

2. Deductions & Payments

Equipment, home office, vehicle mileage, subscriptions, gear.
Box 2 of W-2 plus any quarterly estimated payments made.
Estimated 2026 Result
Estimated Refund $2,110
Gross Income: $100,000
Net 1099 Business Profit: $22,000
Self-Employment Tax (15.3% on 92.35%): $3,109
Standard Deduction (2026): -$15,000
Estimated Taxable Income: $83,446
Federal Income Tax: $8,735
Total Tax Liability: $11,844
Federal Payments / Withholding: $11,500
Money Saved by Write-Offs: +$2,480